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Showing posts from February, 2017

We are doing it again

We closed on our house. I got the HUD document and there was a $40 difference between what we were expecting and what we got. I can roll with that. It felt gooooooooooood to go to the bank and make a deposit.

Real good.

We are still in the house for another two weeks and the question I hear most often is, "Have you started packing yet?" and my answer?

"Heck No. I'm paying someone to do that for me."

Yeah, we are those people. When we had movers pack and move us from Washington, D.C., Husband and I wondered why we had ever done it any other way. {Because we were a poor, poor resident's family}.

Those moves with my husband holding the dresser, mattresses, and mirrors while hanging off the back of a trailer as it turned on two wheels- those days are long gone. THANKYOUJESUS. Those moves where Brother is driving back and forth into the night and we are loading things into trash bags because the new owners take over the house the next day? Yes. Those days. G-O-N-…

Our first together house

When Husband and I were first engaged, I owned a little condo and he owned a little house. Knowing that we would much rather live in his little house instead of my little condo, I called "Bob the Realtor" and asked him to list my condo. Our wedding came and went with my condo being no closer to sold. Realizing we needed to sell ONE piece of property, Husband put his house on the market. About a week later, I got a contract on my condo and called Husband.

"Praise the Lord, I just got a contract on my condo!"
"Are you serious?!"
"Yes! .... why?"
"Because I just got a contract on my house!"
"Oh dear."

Off we go to find a house. It seemed that everything we wanted was nothing we could afford and everything we could afford was nothing we wanted. We were told to either raise our price or lower our standards.

I was already in a panic about the $160,000 price point we had erroneously decided upon.

House after house... nothing after n…

Closing

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We are closing on this house in about 48 hours and I have been stalking the closing attorney for our HUD paperwork. It's a really long sheet with a bunch of itty bitty lines that basically say who is paying what and how much money we, as the sellers, are getting.

It is a very important document and I learned with the purchase of my first house just how valuable it is.

In March 2003, my 22 year old self went all around the small town where I was living to find a house to buy. Interest rates were the lowest they had ever been and my rent would be the same price as my mortgage. All twenty two years of me were about to be a proud home owner. The little 1200 square foot house I found on Elmwood absolutely fit the bill.

Looking back, I had no idea the house was so "small." It felt massive and I could barely afford to furnish it. I made a back room into an office with a computer on a folding table and bought some used cherry wood twin beds for $250 and asked if I could have the…